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Blog Post

FinTech: Italy consults on regulatory Sandbox

The Italian Ministry of Economy and Finance has launched a consultation on a Draft Decree on the criteria to test FinTech initiatives in a sandbox environment and to establish a FinTech...

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Spain implements Royal Decree on legal regime for payment services and institutions

Royal Decree 736/2019 of 20 December 2019 on the Spanish legal regime for payment services and payment institutions came into force on 25 December 2019. This new Royal Decree supplements...

Blog Post

Cash savings: FCA proposes Single Easy Access Rate to tackle price discrimination

The FCA is proposing to reform the easy access cash savings market by requiring firms to set a single interest rate known as "Single Easy Access Rate" or "SEAR" for easy access savings...

Blog Post

PSD2: Bank of Italy announces final deadline for SCA migration

The Bank of Italy has issued a communication indicating that 31 December 2020 will be the final deadline to adopt strong customer authentication (SCA) requirements in relation to online...

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'Mortgage prisoners' : FCA turns the regulatory key in cell door with final rules

The FCA has finalised changes to its responsible lending rules and guidance to introduce a modified affordability assessment for eligible consumers with immediate effect. Lenders who choose ...

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