FIsion Blog

A watching eye on financial services regulation

FCA finalised guidance on fairness of variation terms in financial services consumer contracts: the devil's in the detail

The FCA published their finalised guidance on the fairness of variation terms in financial services consumer contracts under the Consumer Rights Act 2015 on 19 December 2018.

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High Cost Credit Review: Overdrafts but not as you know them…

The FCA has published final rules and a further consultation paper setting out reforms to the UK overdraft market alongside its Strategic Review of Retail Business Banking Models.

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The final brick in the wall – the Bank of England and the PRA publish consultations on the Resolvability Assessment Framework

Ten years on from the collapse of the Lehman Group, authorities around the globe are steadily implementing bank resolution and recovery measures to ensure that in the future banks can fail...

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Brexit: Prepare for the worst and hope for the best: Implications for banking, payments and consumer finance products

To ensure the financial system continues to work effectively if there is a "hard Brexit" HM Treasury has been finalising a series of statutory instruments which will ensure there is a...

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And who are you? EBA Opinion on the use of eIDAS certificates under PSD2

The EBA has published an Opinion dated 10 December 2018 on the use of eIDAS certificates under PSD2. The EBA has taken the step to issue an Opinion to ensure consistent implementation as...

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